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Cultivate Peace and Harmony with All.

— George Washington, Farewell Address, 1796

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"Contrary to mainstream assumptions, we cannot simply hope that the trend will correct itself. Mounting debt is a feature of our economic system, not a bug: debts perpetually grow and compound, polarizing and impoverishing economies if not overtly dealt with. By restructuring our understanding of and policy surrounding debt, we will free millions from modern-day debt peonage, reduce inequality, and bring new vigor to the economy."


We were drowning in record levels of debt before the COVID-19 crisis, and we are now deluged in it.

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